The market is shrugging off chaos. Somehow, it’s fine.
🔸 Brand Beckham now worth £500 million 🔸 Dua Lipa Becomes UK's Youngest multi-millionaire 🔸 King Charles's wealth matches Rishi Sunak 🔸
Your 2-minute guide to demystifying money and making you richer
The market took a punch — then got back up like it meant business
Remember April 8? Feels like a fever dream now.
The S&P 500 dropped 18% from its peak. European indexes were dancing ahead, and if you’d followed our advice at Moneyin2, you might have looked — how to put this delicately — a bit daft. We told you to stay in U.S. stocks, and they were tanking. Trump was wielding tariffs like garden shears at a hedge maze made of global supply chains, and every financial headline was a flashing siren of doom.
And now?
The S&P 500 is basically back to where it started the year. Not only that — it’s only slightly below its all-time high.
Yes, you read that right.
Despite the chaos. Despite the tariffs. Despite Europe (for once) putting in a better showing than the U.S. stock market. The S&P said, “Hold my beer,” and clawed its way back. And it did it quietly — which is the most impressive thing of all.
So … what gives?
Why are markets doing okay when everything else looks like a bin fire?
Why the market’s holding up
It’s not optimism. It’s resilience. Here’s what’s actually keeping stocks aloft:
Corporate earnings didn’t die. Some margins got pinched, sure — tariffs don’t help — but companies, especially the megacap tech names, kept churning out profits.
The Fed took its foot off the gas. With U.S interest rate hikes on pause and no new shocks from Federal Reserve Chairman Powell, equity investors exhaled. Sometimes relief is a rally all its own.
Consumer spending is still solid. Inflation is sticky, but Americans are still booking flights, buying couches, and impulse-ordering things they forgot they wanted. (Jeff Bezos to the rescue, as always.)
AI is fueling real investment. For once, the hype cycle is bringing actual efficiency gains. (And, who doesn't love ChatGPT?) Markets are betting on more of that in the second half of the year.
All of this adds up to a market that’s not soaring — but also not falling apart. And in 2025? That’s a pretty remarkable win.
The rebound is the real story
Let’s be clear: This wasn’t a melt-up. This was a reminder. A market masterclass. A proof-of-concept that long-term investing still works.
Because here’s the truth: Dips are fast and loud. Growth is slow and quiet.
It’s easy to think markets are broken when they drop 10% in a week. (For a hot second, it felt like anyone who didn’t sell looked clueless.) But the climb back? It never makes the same noise. It just happens — inch by inch, day by day — until one day you realize: Oh. We’re back.
We told you to buy the dip, stop checking your portfolio, and trust the long game. And if you did? You’re smiling today.
And we told you this not because we’re clairvoyant, but because this is how markets work.
Looking ahead: what comes next?
Now that we’ve clawed our way back to even-ish, where do we go from here?
AI productivity gains could become the dominant economic story of the next few quarters. Companies are investing. The benefits are real. And Wall Street is watching.
Tariff uncertainty is far from over. Trump’s policies are already reshaping trade expectations, and more volatility is likely as international retaliation brews.
Rate cuts? Maybe. If inflation continues to cool and growth doesn’t crater, the U.S. Federal Reserve could finally pivot. That could fuel another leg up — or at least give markets a reason to keep calm and carry on.
But even if none of that happens, here’s the key takeaway: You don’t need perfect conditions to make money in the market. You just need to stay in it.
TL;DR: what you should take away from all this
The S&P 500 has made a near-complete recovery from its spring plunge.
Stocks are holding up thanks to strong earnings, cooling interest rate fears, and corporate adaptability.
If you stayed invested during the dip, you’re in good shape. If you didn’t — take notes.
Tariffs, Trump, and turmoil made April feel catastrophic. But the market? It bounced.
Long-term investing still works — not because it's easy, but because it’s relentlessly rational.
Above all, remember that the market is not your therapist.
It won’t tell you when the worst is over.
It won’t send a note saying “everything’s fine.”
It will just… get better, quietly, while everyone’s still panicking.
So next time the headlines say “disaster,” remember this moment. And maybe — just maybe — don’t open the envelopes.
The Moneyin2 Guide to Wealth
The Moneyin2 Guide to Wealth will get you the biggest return on your savings by maximising cash matches from your employer, free cash from the government, and shielding your investment gains from tax. It takes you step-by-step through the world of pensions, SIPPs, ISAs and ETFs — all in plain English.
And for dessert …
Brand Beckham is now worth £500 million. Has there ever been a family more skilled at making lucrative deals for doing nothing?
Dua Lipa becomes the UK's youngest multi-millionaire. At 29, she has a net worth of £115 million, making her the youngest on the Rich List.
King Charles's wealth now matches that of Rishi Sunak. The king’s personal fortune has grown to £640 million, equaling that of former Prime Minister Rishi Sunak and his wife Akshata Murty.
Celebrity investor Matt Haycox faces fraud claim. The British entrepreneur and podcaster has been declared bankrupt for the second time and now faces a £5.6 million fraud claim.
More from Moneyin2:
Do you want Moneyin2 to recommend your Substack?
Get in touch at contact@moneyin2.com!
We want to hear from you!
What money issues do you want us to tackle in this newsletter? Let us know at contact@moneyin2.com.
Follow us on social media
Facebook, TikTok, Instagram, Twitter, and Threads.
Partner with us!
If you want to sponsor Moneyin2 get in contact here.